In July 2025, the IRS automatically sent out a $1,390 federal relief payment to millions of Americans. This payment, tax-free, is meant to help with rising costs like rent, groceries, and utilities. If you were eligible, the money should arrive directly in your bank account—or in August by mail—so you don’t need to apply. This article explains who qualifies, how the payment works, and where to look for your deposit.
What Is the $1,390 Federal Relief Payment?
This is a one-time economic relief check of $1,390 issued by the federal government in mid-2025. It’s designed to support low- and middle-income taxpayers, as well as Social Security, SSDI, SSI, and VA benefit recipients during tough economic times . The payment is fully tax-free, meaning you don’t need to report it on your tax return.
Who Is Eligible?
You likely qualify automatically if you meet any of these conditions:
- Filed a recent federal tax return with income up to $75,000 (single) or $150,000 (married) .
- Receive Social Security, SSDI, or SSI benefits.
- Get VA disability or retirement benefits.
- Families with qualifying dependents may have received extra amounts .
How Did the IRS Send These Payments?
- The IRS used your current bank info from recent tax filings or benefit records.
- The first batch was sent by direct deposit in mid-July 2025 .
- If you don’t get it by late July, expect a paper check or debit card mailed during August .
What to Do If You Don’t See It Yet
- Keep an eye on your bank account and mailbox through August.
- Check the IRS’s online payment tracker once available (likely via “Get My Payment” updates).
- If no payment arrives by late August, confirm your info on IRS.gov or contact IRS support.
Why This Payment Matters
- It’s tax-free relief for everyday expenses without needing to apply.
- Helps low-income families, retirees, and benefit recipients manage inflation.
- Follows in the footsteps of previous Economic Impact Payments to support the national economy .
Millions of Americans automatically received a $1,390 federal relief check in mid-2025. If you qualified based on income or federal benefits, check your bank account now—or expect mail delivery in August. This payment is tax-free and doesn’t require you to do anything. Keep tracking it online, and contact the IRS if you don’t receive it by early September.
Frequently Asked Questions (FAQs)
Who got the $1,390 payment?
Taxpayers earning under income limits, Social Security/SSI/SSDI recipients, and VA retirees qualified automatically .
Do I need to apply?
No. If you filed taxes recently or get federal benefits, you’re already in the system and will get paid automatically .
Is the payment taxable?
No, the $1,390 is completely tax-free and doesn’t need to be reported on your tax return .
How will it be delivered?
Payments went out by direct deposit in mid-July; paper checks or debit cards will arrive in August .
If I get benefits, will I still receive it?
Yes. Social Security, SSDI, SSI, and VA benefit recipients are included and don’t need to file a tax return for this payment.
How can I track my payment?
The IRS will update its “Get My Payment” tool around the payment period—check for your deposit status there.
