For millions of families, the final $1,350 federal stimulus check could arrive in their bank accounts as early as July 22, 2023. After waiting and hoping, this payment brings a sigh of relief—help to cover groceries, bills, or savings. If you’re still waiting or wondering, this could be your moment. Let’s break down who gets it, how it works, and what to do next.
What Is This $1,350 Stimulus Check?
This final payment is part of the third Economic Impact Payment issued under the American Rescue Plan in 2021. The Recovery Rebate Credit allowed eligible people—those who didn’t receive it fully—to claim up to $1,400. Most got paid already, but now the last wave, worth $1,350, is going out to those whose information was delayed or incomplete.
Who Is Getting This Final Batch?
You’re included if:
- You filed your 2021 tax return but didn’t receive the full third payment.
- Your return was delayed in processing, or your bank details changed.
- You qualified under income limits and dependency rules—hint: up to $75,000 (single) or $150,000 (joint).
The IRS double-checked tax filings and is now paying out this last round—no forms or new filing needed. Just wait for July 22.
Payment Method & How to Track It
These final checks are:
- Direct deposited on or shortly after July 22, 2023, using your most recent bank info.
- Mailed as physical checks or debit cards if you used paper filing.
To track your payment:
- Visit the IRS “Get My Payment” tool during July.
- Log in and check if your status says “Payment processed”.
- If it’s mailed, watch your mailbox in late July or early August.
Why This Payment Matters
Imagine finally covering that overdue rent, getting your kids a new backpack, or saving for next month’s bills. This money isn’t just cash—it’s peace of mind. Especially for folks who were forgotten the first time, this payment says: “You’re seen. You’re supported.”
What If You Don’t Receive It
If you don’t see a deposit by early August, don’t panic. The IRS advises confirming your latest bank or address info through Get My Payment. If it’s wrong, your funds may come by mail instead. If issues persist, contact the IRS directly—they’re rolling out these final payments now and can help correct any problems.
July 22, 2023 could be the day you finally receive your $1,350 federal stimulus check. It’s been a long wait, but relief is here. This payment doesn’t require extra work—you qualify if you filed and met eligibility. Track your status, check your account, and let this be the moment of financial relief you’ve been waiting for. This is your money—enjoy the peace it brings.
Frequently Asked Questions (FAQs)
Who qualifies for this payment?
Anyone who filed a 2021 return, met income/dependent rules, and didn’t get the full stimulus before.
Do I need to apply again?
No. If you already filed, the IRS will deposit or mail your payment automatically.
How can I track it?
Use the IRS “Get My Payment” tool around July 22 to see if it’s processed.
What if the deposit doesn’t arrive?
Check your banking info. If mail is the only option, monitor your mailbox in late July–August.
Will this payment affect taxes or benefits?
No—it’s tax-free and won’t count as income for aid like Social Security or SNAP.
